Travel Insurance

Looe and Polperro Holidays are an Appointed Representative (Registration no 496184) of insure2travel (Registration no 309466). Authorised and regulated by the Financial Services Authority. This can be checked on the FSA’s register by visiting the FSA’s website at www.fsa.gov.uk/register or by contacting them on 0845 606 1234.

INSURANCE INFORMATION

Our insurance is approved and tailored to meet the needs of our clients whether on an escorted tour or individual tailor made holidays.

The insurance is arranged by insure2travel.co.uk FSA registration number 309466 and insured through Ageas.

We believe the combination of price, cover, assistance services and security make our travel policy most suitable for our holidays. Please note the information provided on this site is only a summary of cover, full policy details and written complaints procedure available on request.

PRE-EXISTING MEDICAL CONDITIONS

If you wish the policy to be extended to Cover a pre-existing condition you can speak to the insurer’s medical screening helpline. Failure to declare a pre-existing condition of any member of the party or close relative whose illness could cause a claim, could result in your claim being declined.

YOUR COVER

Please read policy when it arrives. This forms the basis of a contract between you and the insurers. We would suggest that you carefully review the whole policy, but note in particular the following:

Key exclusions:

• Any claim arising directly or indirectly as a result of any pre-existing medical conditions which you have not advised us about at the time of your application for cover, or prior to the commencement of any trip. Preexisting medical conditions advised to us but not accepted.
• Claims arising from war or civil war.
• Theft of valuables left in a vehicle or stolen during transit.
• A policy excess applies under most sections (increased in certain circumstances).

IF YOU WANT TO CANCEL YOUR POLICY

Unless your trip will be completed within 1 month of buying this insurance. You have the right to cancel within 14 days of the date of issue and receive a refund. Travel cannot have commenced and no claims can be pending for the above to apply.

SPORTS OR ACTIVITIES

Many are covered under the standard terms, others require additional premium and some are excluded. You should inform us if you are in any doubt.

MATERIAL FACT

You must declare to insurers all Material Facts that are likely to affect this insurance. If you are uncertain as to whether a fact is material, you should declare it by calling insure2travel on 02920 783010.

EXCESSES

Under most sections of the policy, claims will be subject to an excess. This means that you will be responsible for paying the first part of the claim.